Early Retirement Options: Maternity Leave, Military Service, and Foreign Service Credit
Introduction: What does "early retirement" really mean? While the term "early retirement" seems to refer to a single thing in society, legally and in practice it means two different things... Read More
Disability Retirement
1. Introduction Disability retirement is for individuals who have worked and been insured throughout their working lives but have significantly lost their ability to work due to severe deterioration in their health... Read More
Employment Without Social Security: Complaints, Declaratory Judgments, and Retroactive Premium Claims
Employment without insurance (informal employment) creates "invisible damage" in a worker's life: today it means problems with health insurance, tomorrow it may lead to a reduction in retirement days, and later on, unemployment benefits... Read More
Differences Between 4A, 4B, and 4C and Their Impact on Retirement
1) What are 4A – 4B – 4C? Brief Definitions: In Türkiye, the social security system operates under a single umbrella, Law No. 5510. The public... Read More
Insurance Compensation Claim Response to Lawsuit
TO THE HONORABLE JUDGE OF THE ISTANBUL DUTY PRIMARY COMMERCIAL COURT CASE NO: 2024/… E. DEFENDANT (INSURANCE COMPANY): [Insurance Company Name] Inc. ADDRESS: ... Read More
Problems with Retirement and Pension Calculation for Public Officials Under Article 4/c
Problems with Retirement and Pension Calculation for Public Officials Under Article 4/c 1. Introduction: Social Security Status of Public Officials Under Article 4/c In the Turkish social security system, insured individuals... Read More
Vehicle Damage and Loss of Value: Consumer Arbitration Board, Arbitration and Court Processes
How to Claim Vehicle Depreciation through the Consumer Arbitration Board? Insurance Arbitration and Court Procedures. These are the most frequently asked questions by vehicle owners involved in traffic accidents... Read More
Agricultural Insurance (TARSİM): Frost, Drought, and Reinsurance Pool Structure
Agricultural Insurance (TARSİM): Frost, Drought and Reinsurance Pool Structure 1. Introduction Agriculture is one of the sectors most vulnerable to climate change. In four countries like Türkiye... Read More
Construction All-Risk (CAR) Policies: Distinction Between Temporary and Permanent Works and Coverage
Construction All-Risk (CAR) Policies: Distinction Between Temporary and Permanent Works and Coverage 1. Introduction One of the most important risk management tools in the construction sector is the “All-Risk (CAR)” policy... Read More
Outpatient Treatment, Quarantine, and Pandemic Exclusions in Travel Health Insurance
Travel Health Insurance: Outpatient Treatment, Quarantine, and Pandemic Exclusions Introduction Health risks that may be encountered during international travel necessitate individuals purchasing travel health insurance... Read More